Davids Highlights Skyrocketing Health Care Premiums for Kansans as ACA Tax Credits Near Expiration

Today, Representative Sharice Davids heard directly from Kansans whose health care premiums are set to rise dramatically next year for everyone. Because Congress has failed to act on her calls to extend Affordable Care Act (ACA) tax credits, Kansans will see their monthly premiums increase by an average of 77 percent, potentially forcing 4.2 million Americans off their health insurance. One participant faces a staggering increase of more than 3,000 percent, while another will pay more than $17,000 next year.

"No Kansan should have to choose between paying for health care and putting food on the table," said Davids. "Now that open enrollment has begun, every day counts for families facing skyrocketing premiums. We need Congress to work across the aisle to extend these tax credits immediately, because delaying action will only make it harder for Kansans to afford their health care."

WATCH: Kansans share how much their health care premiums will rise

The ACA’s premium tax credits have lowered health care costs for millions of Americans, leading to the lowest uninsured rate in modern history. In Kansas alone, more than 160,000 people relied on these tax credits last year to save an average of $700 annually on their health care. But now, premiums will skyrocket, including for the Kansans who joined Davids for today’s press conference. Specifically:

• Nancy Mays, Mission Woods
  • 2025: $560 per month
  • 2026: $2,030 per month
  • Increase: $17,640 per year (263 percent increase)
• Stephanie Barr, Prairie Village
  • 2025: $20 per month
  • 2026: $646 per month
  • Increase: $7,752 per year (3,130 percent increase)
• Dawn Wheeler, Edwardsville
  • 2025: $69 per month
  • 2026: $248 per month
  • Increase: $2,148 per year (259 percent increase)

Even though open enrollment has begun, Congress can still take action to prevent the steep premium increases Kansans face in 2026. Forecasting models show that extending the enhanced ACA tax credits now could still slow or reduce the premium hikes.

Because of the expected price hikes, many healthy people may be forced to drop coverage, leaving the insurance pool made up of individuals with chronic conditions or high-cost medical needs. That would drive premiums even higher for those who remain on ACA plans, compounding the financial burden on families who can least afford it.

Davids previously urged Congressional leadership to include an extension of these ACA health care tax credits in any government funding bill. A few weeks ago, she also hosted a virtual press conference with Kansans, who rely on these savings to afford other everyday necessities.

Kansans looking for help during open enrollment can visit https://kansascares.org/open-enrollment/ for assistance.